What does liability insurance in Tennessee Cover?
Liability insurance pays to repair or replace the other driver's car, or other damaged property, and pays other people's medical expenses when you're at fault in an accident. If you still owe money on your car, your lender will require you to have collision and comprehensive coverage.
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What is all included in liability insurance? 
Liability coverage includes property damage and bodily injury coverages. Property damage covers damage to the other party's property. This could include damage to vehicles, a yard, light pole, or other property damaged because of the accident.
What is proof of Tennessee liability insurance?
A standard proof of liability insurance form promulgated by the Tennessee Department of Insurance and issued by a liability insurer that includes: (A) The name of the insurer; (B) The insurance policy number; (C) The policy period (dates of coverage and issued for 30 days or more); (D) The name and address of each insured .
What are the minimum liability coverage requirements in Tennessee?
According to state law, Tennessee drivers need to have minimum insurance coverage of $25,000 per injured person, up to at least $50,000 per accident. Additionally, Tennessee drivers must have coverage for property damage of at least $15,000.
What happens if someone else is driving my car and gets into an accident in Tennessee?
In Tennessee, the car insurance of the party at fault for causing the collision is financially responsible for damages. If your friend was at fault for causing the crash, therefore, your auto insurance company will pay for victims' medical bills and property repairs.
What is typically not covered under liability insurance?
Liability insurance provides protection against claims resulting from injuries and damage to people and/or property. Liability insurance covers legal costs and payouts for which the insured party would be found liable. Provisions not covered include Intentional damage, contractual liabilities, and criminal prosecution.